MyBenefitsApp 2.0 — built from scratch, zero third-party dependencies, instant migrations, AI-powered personalization. Ready to scale across all Brown & Brown offices.
White Glove
Migration
100% seamless. February 2026.
3,000%
Faster
Speed increase across the board
Better
UX/UI
Modern experience for BB employees
98.6%
Self-Service
Your team handles it themselves
Same sites. Same content. Completely different infrastructure.
No per-site licensing. Spin up as many client sites as you need. One platform, infinite scale.
No Limits
Sub-second page loads. No plugin overhead. No database bloat. Just speed.
Instant Response
Update a deductible once — it changes across 74 employee groups, 5 languages, every document. Instantly.
Single Source of Truth
Your team handles almost everything themselves. No more waiting on tickets. No more bottlenecks.
Ticket Fatigue Gone
Real-time data. No third-party plugins. No hour-long delays. Just works.
Always Accurate
Actually works on phones. Not "mobile-friendly" — mobile-first. Because that's where employees are.
Works Everywhere
CURRENT THIRD-PARTY COSTS
Tools you're paying for today that are built into MojoMosaic®
$4K
MonsterInsights Analytics
2 licenses × $2K/yr
$14K
Twilio SMS Notifications
Annual messaging costs
Built from scratch. Zero WordPress. Zero third-party dependencies. A flexible toolset that's easy to understand and use, that you can put in the hands of your offices to build out.
Steve Piccolino, VP National Benefits Technology:
"A very flexible tool set that's easy to understand and use, that we can put in the hands of our offices to build out is what we've got to get to in order to stay. In order to compete."
10 minutes vs. days. Hit start, sentence ends, it's done. 86 content items, 1,500 media files — migrated instantly.
Update FSA limit once → changes across all plans, all groups, all languages. No more manual updates to every asset.
When a user logs in, they see only the benefits that apply to their specific healthcare plan. Down to the individual employee.
5+ languages. Auto-detects user preference. Every document translated automatically. Spanish users get Spanish docs.
Unlimited benefit videos in any language. AI-powered, brand-customized, ready to deploy across all your sites.
The most complex Mojo implementation. 20,000 employees. 74 employee groups. 55 benefit types. 580+ variables. One platform.
Why Hormel matters:
Hormel has the kitchen sink when it comes to benefits complexity. If it works for Hormel, it works for anyone. It's always easier to remove features than to build new ones.
20K
Employees
74
Employee Groups
55
Benefit Types
580+
Variables
"If I want to update the FSA rollover limit, I do it right here. Instead of $640, I make it $64,000. Hit update. Refresh the page.
"We've updated this value on two different medical plans across two different languages from one place. That's the magic."
— Eric Lindholm, Demo Jan 2025
# Before: Manual Update Hell
Update 74 groups × 55 benefits × 5 languages
= 20,350 manual changes
# After: Mosaic Single Source
Update 1 variable → propagates everywhere
= 1 change, done
"What we've done for Hormel — we've taken 75 of those 200 companies you have and automated all of this. So you guys, in a sense, would become Hormel. Dallas serves the nation."
Dallas as Hub
Satellites get capability without hiring
For what is effectively 75 clients
As of January 26, 2026
20
Texas
PRIORITY19
Minneapolis
PRIORITY16
Wisconsin
13
Arizona
PRIORITY12
Kansas City
6
New England
15
EBTech Nat'l
Priority regions affected by recent Howden defections — sites need contact updates
Our proprietary AI-native platform — built from the ground up — powers everything we do at Mojo Solo. 21+ years of patterns across banking, financial services, healthcare, and employee benefits. Refined. Codified. Ready.
Started as a video shop in 2004. Evolved into an AI-native creative agency.
The Offer: Seamless Migration
You're already paying us a monthly retainer to support MBA 1.0. We can make it dramatically better — a seamless migration from MBA 1.0 to MBA 2.0, built on the MojoMosaic® engine.
Mojo owns the platform. Brown & Brown owns everything else — your data, your content, your sites. Same relationship, upgraded infrastructure.
ACCESS LEVEL 1
Your current retainer. Dramatically better results.
ACCESS LEVEL 2
Empowerment. Your employees own it.
ACCESS LEVEL 3
Your own creative invention team.
We're not asking: "Do you want to buy our software?"
"Do you want to play with us?"
A 17-year partnership means there's always a real person on the other end — someone who knows your business, picks up the phone, and actually cares how this works out for you.
This system uses AI in a governed, assistive role — not as an autonomous execution engine. We prioritize determinism, auditability, and human authority over speed or novelty.
All outputs conform to canonical schemas. AI cannot mutate schemas or introduce executable logic.
AI produces structured candidates. Rendering is deterministic and system-controlled.
No outbound communication, data write, or user-visible change executes without explicit approval.
AI Role
Generates suggestions within constraints
System Role
Validates, enforces, controls what ships
Human Role
Approves any external or irreversible action
Governed AI Assistance
Intentional. Not Level 4-5 yet — we can move there if regulation requires.
Derived from NIST / ISO / SOC2 norms — not a proprietary framework
The question isn't whether AI will be wrong. The question is whether the system notices, contains, and recovers. This one does.
Output fails schema checks OR flagged during human review.
→ Rejected. No rendering. No external exposure.
Upstream data missing, stale, or conflicting.
→ Fallback path. No fabricated data ships.
Looks reasonable but violates policy or tone.
→ Blocked. Logged with reason code. No propagation.
Approval gates slow turnaround.
→ Intentional trade. Speed for correctness.
External AI service degraded or offline.
→ Falls back to non-AI workflows. Core stays up.
Prompt or schema change has unintended effects.
→ Versioned. Rollback to last known-good. Fast recovery.
Your competitors can't buy this. Your offices can customize it. Your team can own it.
Sold to your competitors
Same templates, same features, same content — available to everyone in your market.
Per-asset licensing
Pay for each video. Pay for each template. Licenses expire annually.
Generic content library
One-size-fits-all materials that don't reflect your brand or your clients.
No institutional knowledge
Starting from scratch. No context. No history. No understanding of Brown & Brown.
Exclusive to Brown & Brown
Your competitors cannot buy this platform. It's built for you, with you.
Unlimited, predictable pricing
No per-asset fees. No surprise costs. Clear pricing your offices can understand.
DIY capability for your offices
A flexible toolset that's easy to understand and use. Put it in the hands of your teams.
17 years of context built-in
We know Brown & Brown. We know the offices. We know the challenges. We're not starting from zero.
0
Competitors with access
17
Years of B&B context
100%
DIY capable
17 years means you're not getting a support ticket — you're getting a partner. Someone who knows your history, understands your challenges, and picks up when you call.
That's what it means to work with people who give a damn.
17
Years Together
101
Active Sites
2,650+
Total Sites Built
PROPOSED TIMELINE
February 1 – February 28, 2026
4 weeks to transform MBA
Week 1
Feb 1-7
Migration Setup
Infrastructure, data sync, pilot sites
Week 2
Feb 8-14
Employee Onboarding
Team training, power users identified
Week 3
Feb 15-21
Full Migration
All priority regions live
Week 4
Feb 22-28
Go/No-Go
Review, decide, plan next phase
30 minutes. You, David, and anyone else who needs to be in the room.
Texas, Minneapolis, or Arizona — wherever makes sense to start.
4 weeks from kickoff to decision point. Clear milestones. No surprises.
17 years. Real people. Let's keep building.
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